If you’re new to Airbnb hosting, you’ve probably heard about AirCover. It sounds great on paper. Airbnb says it offers built-in protection for hosts. That naturally leads to a simple question: If AirCover is included, do you still need short-term rental insurance? For most hosts, the answer is yes. AirCover is a useful benefit. But…
Running a short-term rental isn’t the same as being a traditional landlord. At first glance, the property might look identical. It’s the same house.The same roof.The same kitchen. But from an insurance company’s point of view, it’s a completely different business. A long-term tenant might stay for a year or more. A short-term rental could…
One of the first questions new landlords ask is also one of the simplest: How much does rental property insurance actually cost? And honestly, there’s no single answer. A landlord with a single-family rental in the Midwest is going to pay something very different from an investor operating a beach house in Florida or a…
Most landlords think about liability insurance the same way they think about seatbelts. You hope you never need it. But you’re glad it’s there when something goes wrong. The problem is that many property owners assume they understand what liability insurance covers when they really don’t. And those misunderstandings can become expensive. Very expensive. A…
For years, most short-term rental hosts worried about one thing when it came to cancellations: losing the booking. But VRBO’s newer host accountability policies have added another concern. Potentially losing the booking and paying for it. That’s because VRBO has become increasingly focused on protecting guests from one of the most frustrating experiences in short-term…
For decades, the traditional rental model was fairly simple. Buy a property.Find a tenant.Sign a lease.Collect rent. And for many investors, that approach still works extremely well. But over the last several years, some landlords have started asking a different question: “What if the same property could generate more income without adding another unit?” That…
For years, many landlords treated utilities as a simple operating expense. Electricity.Water.Gas.Internet. Just another cost of doing business. But over the last few years, utility bills have become much less predictable. Energy costs fluctuate.Water rates increase.Air conditioning runs harder during extreme weather.And guests staying in short-term rentals often have very different consumption habits than homeowners….
Every real estate investor asks some version of the same question: “Where should I buy next?” And honestly, that’s usually the wrong question. Because the better question is: “Where are renters going?” The hottest rental markets are rarely defined by home prices alone. They’re defined by demand. Strong rental demand.Population growth.Job creation.Limited housing inventory.And people…
A few years ago, most real estate investors followed a fairly predictable path. Buy a property.Find a tenant.Sign a lease.Collect rent. Simple. Today, the conversation looks very different. More property owners are exploring short-term rentals than ever before. And honestly, it’s not difficult to understand why. Platforms like Airbnb and VRBO have made it possible…
A lot of landlords start with a single-family rental. One property.One tenant.One lease. Insurance is usually fairly straightforward. Then the portfolio grows. Maybe you buy a duplex. Then a triplex. Then a small apartment building. And that’s usually when landlords start realizing that multi-family properties bring a completely different set of risks. The building may…