Short-Term Rental Insurance, Made Simple
Get fast, affordable coverage built for Airbnb and VRBO hosts. Our partnership with Steadily gets you comprehensive protection and a real quote in minutes.

Same-day coverage available
4.8★
Customer Rating
60s
Quote Time
A-
Carrier Rating
What Short-Term Rental Insurance Covers
Whether you own a single rental or manage multiple properties, we’ve got you covered
Storm & Hail
Coverage for wind, hail, and storm damage — common risks for coastal and mountain rental markets.
Water Damage
Protection against burst pipes, plumbing failures, and appliance leaks between guest stays.
Guest Liability
Liability coverage for guest injuries and property damage claims during a stay.
Loss of Rental Income
Income protection when bookings are cancelled or your listing becomes uninhabitable due to covered damage.
Vandalism & Theft
Coverage for damage caused by vandalism, break-ins, or malicious acts from guests or third parties.

Powered by Steadily Partnership
We’ve partnered with Steadily, America’s largest landlord insurance specialist, to bring you the best coverage at competitive rates.
A- Rated Coverage
Backed by AM Best A- rated insurance carriers with proven financial stability.
Fast Processing
Get quotes in seconds and bind coverage immediately through their streamlined platform.
Partnership Disclosure: Coverlyn has partnered with Steadily to provide short-term rental insurance services. When you submit your information, you’ll be directed to Steadily’s platform to complete your application and receive your quote. We may receive a commission if you purchase a policy through this partnership.
What Hosts Say
Real experiences from short-term rental hosts who chose Coverlyn
“Perfect for my short-term rental conversion. They understood my needs and provided exactly the coverage I needed for my Airbnb property.”
Elizabeth Oreo
Etow, TN
“I had my quote in under 30 minutes, and linking it with my mortgage was seamless. The entire process was quick, easy, and hassle-free.”
Robert Unterberger
Wynnewood, PA
Short-Term Rental Insurance by State
Coverage rules and rates vary by state — find quote details for your listing’s location
Short-Term Rental Insurance by State
Coverage rules and rates vary by state — find quote details for your listing’s location
Protect Your Short-Term Rental With the Right Coverage
Whether you host on Airbnb, VRBO, or your own site, comparing coverage only takes a minute and could save you from expensive surprises later.