Here’s every landlord’s worst nightmare: you wake up to a frantic call at 3 AM. Your rental property is on fire. Or maybe a storm just ripped half the roof off. Or pipes burst and flooded the entire place. The tenants are okay, thank god. But they can’t stay there. And now you’re looking at…
Property owners get sued all the time, and slip-and-fall accidents are probably the number one reason. Someone trips on your rental property, ends up in the hospital, and suddenly you’ve got lawyers breathing down your neck. Maybe it was that flooring you kept putting off, maybe a wet spot nobody marked, maybe ice from last…
Landlords need proper rental property insurance to safeguard their real estate investment and income. With so many options available on the market, beginners find it difficult to get started and find the best policy. Getting the right coverage requires a few steps. First, you need to know the difference between homeowners insurance and landlord insurance…
As a landlord, it is your duty to make sure that tenants, their guests, and other people are safe in your property at all times. But no matter how much maintenance work you do and how much care you take of your investment and third-party visitors, something can always happen, leaving you liable for material…
Airbnb provides AirCover as a form of damage and liability protection to all hosts listing on the platform free of charge. However, it’s important for short-term rental property owners to understand that AirCover is not really comprehensive insurance and doesn’t eliminate the need to get a third-party policy. To safeguard their investment and protect it…
Being a landlord isn’t just about finding good tenants — it’s about protecting your investment. No matter how careful you are, tenant damage can still occur. Maybe it’s a hidden pet, a careless spill, or a leak that turns into a costly repair. For long-term and mid-term rental owners, these small problems can quickly eat…
You are surprised that your fall bookings have stacked up and calendars show back-to-back check-ins. That’s awesome! The property is prepped, cleaners are scheduled, and linen orders sit on the porch but guess what’s probably missing: are you sure that you have special insurance for Airbnb or short-term rentals? Coverlyn hears this story every day…
Imagine that you’ve just handed the keys to a new tenant. Maybe it’s a student renting your flat for the year. Or maybe it’s a traveller who found your place on Airbnb. Or someone who reminds you suspiciously of a Wednesday character. They arrive dressed head-to-toe in black, quoting Edgar Allan Poe, and you think:…
How much does landlord insurance actually cost, and what really shapes the price? That probably can be the first question investors ask once they move beyond the excitement of owning a rental property. Yes, property investment looks like a straightforward path to steady returns. But there are risks that are easy to underestimate. A small…