Insured by Coverlyn
Protect Your Airbnb or Vacation Rental in California
Get tailored short-term rental insurance built for modern hosts. Fast quotes. Flexible coverage. Peace of mind for every guest stay.
Why Short-Term Rentals Need Specialised Insurance
Standard homeowners policies are not designed for properties used as short-term rentals. Hosting paying guests introduces risks that traditional coverage may exclude.
Coverlyn’s Short Term Coverage
Traditional Home Owner Coverage
Guest-caused damage to property
Liability if someone is injured on-site
Loss of income due to covered property damage
Coverage gaps left by homeowner or landlord policies
Our specialized policies cover all these risks and more!
Designed for California Hosts
Every market has unique risks. Our partner-backed policies are tailored to address challenges specific to hosting in California.
Examples of state-specific considerations:
Urban crime and vandalism in high-traffic areas
Weather risks like storms or wildfires
Regulatory requirements for vacation rentals
Seasonal demand fluctuations
What’s Covered
Build your policy around what matters most.
Coverage options may include:
Property damage caused by guests
Fire, water, and weather-related damages
Liability for injuries or accidents
Theft or vandalism
Add-ons like flood or earthquake protection
Loss of rental income
Who Needs Coverage?
This policy is ideal for any host who earns income from short-term stays, including:
Full-time Airbnb or Vrbo hosts
Part-time or seasonal vacation rental owners
Investors managing multiple short-term properties
Homeowners renting out a portion of their residence
Property managers acting on behalf of owners
How It Works
Get protected in under 5 minutes with our streamlined process
Request a Quote
Answer a few questions about your property and hosting activity.
Step 1
Review your options
Receive tailored coverage recommendations and pricing in minutes.
Step 2
Get Insured
Select a policy and purchase online. Proof of coverage is available instantly.
Step 3
Testimonials
“Coverlyn helped us find coverage for our vacation home in LA. The process was fast, and we now feel confident hosting guests year-round.”
Eric
San Jose, CA
“Excellent coverage and easy navigation, perfect for small landlords.”
Robert
San Jose, CA
“A guest accidentally flooded the kitchen. Our short-term rental insurance saved us thousands in repairs.”
Arnold
San Jose, CA
Available Nationwide, Focused on California
Coverlyn partners with leading insurers who understand short-term rental needs across the country. Our platform makes it easy to get protected whether you’re in California or any other U.S. market.